![]() Instead of buying a new appliance, why not see if you can fix it up for less? Instead of buying a new duster, why not use an old rag? Instead of going out to eat, why not use up some of those leftovers in the fridge? You neglect creative solutions to your problems. Start a budget and clearly define what’s necessary and what’s discretionary. What are some basic needs? They would be the most cost-effective versions of these items:Įverything else is discretionary. Remember: What your friends and family needs isn’t necessarily what you need.Įveryone is different and therefore has different needs. You want to keep up with your friends and family.ĭon’t try to keep up with the Jones. Why does more stuff, above what we need, give us a greater sense of security? I’m not sure. But just because you have more stuff doesn’t necessarily mean you can’t lose it to a fire or a freak accident. You feel that more stuff will give you a greater degree of security.įor some reason, many people equate more stuff with more security. ![]() Buy and download episodes of your favorite TV shows instead of subscribing to cable. Pay a little extra to listen to internet radio without the ads. Do you remember a time when you looked up a funny commercial online because it was just so hilarious? When you start wanting to watch advertisements, companies have done their job. Why do companies spend so much money on advertising? They would only do so if it worked. Imagine the piles and piles of money spent on advertising every year. For years I was spending money and getting us further and further into debt – WHY? Because I wanted what I wanted… 6. Our culture teaches us to improve our lives. Our natural state as human beings is to be selfish. There is such a thing as financially driven depression.ĭo you buy food you really don’t need? How about clothing? These are just a few of the purchases I’ve seen depressed people make when they really didn’t need anything more than what they already had. One of the worst times to go shopping is when you’re depressed. You’re depressed and you get a high from purchasing stuff. When you think along these lines, you’ll stop focusing on what you do have instead of what you don’t have – which leads to a great deal of contentment and joy. What are you thankful for? What do you have that already gets the job done? Thinking about what you already have and finding contentment in those things can help you curb unnecessary purchases. You don’t think through what you already have before you purchase. If you can’t think of anything you need right now, why put a whole bunch of stuff in front of your eyes that you’ll want to purchase?īreak the just-for-fun shopping habit by making a list of things you need as you think of them during your day and only purchasing what’s on the list. If you’re one of those, realize that you probably have a shopping habit you need to break. Some people shop because they like to look around. Not only that, but being prideful can encourage you to live up to a certain standard that will eat away at your savings account. ![]() This isn’t the good kind of pride, either. Our need to impress others comes down to our sense of pride. If you drive an aging vehicle, do you think anyone is going to care? And even if they did care, why do you care what they think? Instead of learning how to save money on auto repair, you just go out and buy a new car. ![]() You’ve got to understand the root of it – because it’s all emotional and psychological! Here are some 10 reasons why you buy things you don’t need: 1. To avoid buying things we don’t need, you’ve got to dig deeper. So how does one stop buying more junk? How does one go about actually doing this? I’ve spent A LOT of money on junk in my day which I talk all about in my book The Recovering Spender. Seriously, do we need it all? This is such an issue dear to my heart because my natural tendency is to buy stuff without any regard for the financial consequences. Why might you ask? It probably has to do with all the stuff we’re accumulating in this country. We buy things we don’t need and then complain about the debt.Īccording to NPR.org, the average American house size has more than doubled since the 1950s and it continues to grow.
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